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Michael Roggow

Michael Roggow

Senior Trust Officer - ILIT & PPLI Services Lead

Call: (605) 910-4579

Email: mroggow@bridgefordtrust.com

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Michael Roggow is Senior Trust Officer and ILIT & PPLI Services Lead at Bridgeford Trust Company, where she leads the company’s administration of Irrevocable Life Insurance Trusts (ILITs) and Private Placement Life Insurance (PPLI) LLC Services. She administers trusts with full discretionary authority and works extensively with life-insurance-based planning strategies, LLCs, alternative investments, and other complex assets both within and outside of trusts.

With more than 15 years of experience in banking and financial services, Michael brings extensive operational knowledge to her role. She works closely with clients and their advisors following the implementation of planning strategies, coordinating ongoing administration, reporting, asset valuation and reconciliation, document management, and other requirements associated with complex trust and fiduciary relationships.


Prior to joining Bridgeford Trust Company, Michael spent nine years as a Cash Management Officer, where she supported business clients with ACH, payroll, wires, electronic file transfers, and fraud prevention solutions, including positive pay.


Michael volunteers with numerous school district programs and activities and has served as a Meals on Wheels delivery driver for more than 10 years, supporting the elderly community.


Black Hills State University

Northern State University
Completed extensive coursework in banking and finance