Michael Roggow is a Senior Trust Officer and ILIT & PPLI Services Lead with Bridgeford Trust Company. In this role, she specializes in the administration and oversight of Irrevocable Life Insurance Trusts (ILITs) and Private Placement Life Insurance (PPLI) LLC Services, bringing advanced expertise in managing complex planning and reporting requirements for high-net-worth clients and their advisors. Michael administers trusts with full discretionary authority and is responsible for asset management, including the collection of assets, maintaining accurate valuations, and reconciling trust and account records at Bridgeford Trust Company. She also manages and tracks alternative investments, such as LLCs, and assists with document management and maintenance of Bridgeford’s fiduciary accounting systems.

Michael has over 15 years of experience in the banking and financial services industry, including 9 years as a Cash Management Officer, where she supported business clients with ACH, payroll, wires, electronic file transfers, and fraud prevention solutions such as positive pay.

Active in the community, Michael volunteers for numerous school district programs and activities. She has also served as a Meals on Wheels delivery driver for more than 10 years, supporting the elderly community.

Michael attended Black Hills State University and has completed extensive banking and finance coursework through Northern State University.